|
Good with
Coffee...
|
Happy
Fall...
The
time is upon us to cover up the patio furniture and pull
out the soup pot. More importantly time
is rapidly approaching for us to vote.
A smart voter
is an informed voter. FactCheck is dedicated to
verifying what politicians say and what they
do. Emails, newspaper ads, TV
commercials or internet ads are
often misleading at
best. Verify politicians’ claims at Fact
Check. Then cast your vote on November
4th. To find your voting place anywhere in the
United
States, click
here.
"All people are born alike - except
Republicans and Democrats." - Groucho
Marx
We've
launched a new section on our web site: Reverse
Mortgages where people 62 years and
older can learn about a new
government loan. They can use a reverse
mortgage to tap the equity in their
home while continuing to live there. Or
they can sell their present home and use part of their
equity along with a reverse mortgage to buy another home
or up to a four-plex as long as they live in
one of the units. This gives seniors more
flexibility than ever before and now they never lose
ownership of their home as this loan
is insured by the federal
government. And, they can will it to whomever
they desire. Best of all there is no income or
credit qualifying. Yes, Virginia, there is a Santa
Claus.
Everyone has
been affected by the financial crisis, some more
than others. However, a little unnecessary
expenditure I refuse to stop is for special treats for
our Trick-or-Treaters. We get upwards of 150
kids of all ages. Most are in lavish costumes and
others not so lavish. We're tickled to have them
all. The Trick-or-Treaters languish at our door
pondering what they're going to pick. Sometimes
while they’re deciding the line of waiting kids
stretches out to the street. What's so special you
ask? We let the kids choose what they want
from an array of full-size candy bars, bags of
nuts, and special "in-candy" that
kids love. It’s amazing how much joy we get
in the process of making their Trick or Treating
memorable. Our Halloween page is
open now. New this year is our candy
poll. Vote for your favorite.
If
you have seen something you think others
should know about or something
amusing you would like share, please send
it to me on the Contact
Joanne form
or in an email. Remember, I love to hear from
you!
Take
care, be happy, and stay in touch,
Joanne Your
San Francisco Bay Area Real Estate Broker... and coffee
lover.
|
|
You heard it here...
|
|
Possible New
Energy Source ~ Thanks to Mr. Jim
Knudsen
The U.S. Department of
Energy researched algae production from 1978 to 1996
until the Feds determined that algae oil could never
compete economically with fossil fuels.
Considering the current price and demand for oil, times
have certainly changed.
One company (from
oil-based Texas) that is making big waves in this
renewed fight is Valcent Products,
Inc., who teamed up with Global Green
Solutions to launch a joint venture called Vertigro Products,
Inc. According to Glen Kertz, President
and CEO of Valcent, “algae is the ultimate in renewable
energy.” Instead of using ponds, like most energy
research and development projects have used, Valcent
uses a closed, high density vertical
bioreactor system, growing the algae in long
rows of moving plastic bags.
Watch the short
video
Vertigro web
site
|
|
National Debt Clock ~
Thanks to Mr. Jim Knudsen
NEW
YORK – In a sign of the times, the National Debt Clock
in New
York City has run out of digits to record the
growing figure.
As a
short-term fix, the digital dollar sign on the
billboard-style clock near Times Square has been switched
to a figure — the "1" in $10 trillion. It's marking the
federal government's current debt at about $10.2
trillion.
The
Durst
Organization says it plans to update the sign
next year by adding two digits. That will make it
capable of tracking debt up to a quadrillion
dollars.
The
late Manhattan real estate developer Seymour Durst put
the sign up in 1989 to call attention to what was then a
$2.7 trillion debt.

|
|
Free phones, etc. for the Hard of Hearing
~ Thanks to Mr. Richard DeBiaso
The California Telephone Access
Program
(CTAP) distributes telecommunications equipment and
services to individuals certified as having difficulty
using the telephone. CTAP is a California State mandated
program, under governance of the California Public
Utilities Commission (CPUC). Equipment and some network
services are available at no charge to eligible
consumers.
Californians who are deaf,
hard of hearing, speech disabled, blind, or who have low
vision, cognitive impairments, or restricted mobility,
are eligible to receive equipment with certification by
a medical doctor, a licensed audiologist, a qualified
state agency, or a hearing aid dispenser.
CTAP is funded by a small
surcharge that appears on all telephone bills in
California. The money collected from this surcharge pays
for both the California Telephone Access Program (CTAP)
and the California Relay Service (CRS). This surcharge
appears on your phone bill as "CA Relay Service and
Communications Devices Fund."
|
|
Gasoline monitor ~ Thanks to Mr. Martin
Perches
How much is
gasoline in your area?
The AAA
Gas Price Finder derives pricing
information from credit card transactions at more than
85,000 outlets around the country, as well as direct
feeds from individual gas stations.
Results are
based on gas prices supplied within last 7 days, but
many are updated within the last 24 hours.
|
|
Green Tip:
RECHARGEABLE BATTERIES PLUG INTO USB
PORTS
Want an
alternative to using disposable batteries, which leak
toxic wastes into landfills and ground water? USB
Cell produces rechargeable AA batteries that do not
require adapters or cables, but instead can be inserted
into your laptop's USB port, or other USB port, and be
recharged hundreds of times.
For more information
visit USB Cell
or to look
for green
products at
their online green store.
|
|
A person of
inspiration...
|
|
This time we are honoring
the creativity and resourcefulness that I believe
lies deep within all of us, waiting to be tapped,
waiting to inspire us to do something monumental.
I hope this account ignites a flame in you.
Thanks
to Ms. Florence Pierson for contributing this
story.
Starting in 1941, an increasing
number of British airmen found themselves as the
involuntary guests of the Third Reich, and the
authorities were casting-about for ways and means to
facilitate their escape Now obviously, one of the most
helpful aids to that end is a useful and accurate map,
one showing not only where-stuff-was, but
also showing
the locations of 'safe houses', where a POW on-the-loose
could go for food and shelter. Paper maps had some
real
drawbacks: They make a lot of noise when you open and
fold them, they wear-out rapidly and if they get wet,
they turn into mush.
Someone in MI-5 got the idea of
printing escape maps on silk. It's durable, can be
scrunched-up into tiny wads, and unfolded as many times
as needed, and makes no noise what-so-ever. At that
time, there was only one manufacturer in Great
Britain that had
perfected the technology of printing on silk, and that
was John Waddington, Ltd.
When approached by the
government, the firm was only too happy to do its bit
for the war effort. By pure coincidence, Waddington was
also the U.K.
Licensee for the popular American board game, Monopoly.
As it happened, 'games and pastimes' was a category item
qualified for
insertion into 'CARE packages', dis-patched by the
International
Red Cross, to prisoners of war.
Under the strictest of secrecy, in a
securely guarded and inaccessible old workshop on the
grounds of Waddington's, a group of sworn-to-secrecy
employees began mass-producing escape maps, keyed to
each region of Germany or Italy
where Allied POW camps were located (Red Cross packages
were delivered to prisoners in accordance with that same
regional
system). When processed, these maps could be folded into
such tiny dots that they would actually fit inside a
Monopoly
playing
piece.
As long as they were at it, the
clever workmen at Waddington's also managed to
add:
1. A playing token, containing a
small
magnetic compass,
2. A two-part
metal file
that could easily be screwed together.
3. Useful
amounts of genuine high-denomination German,
Italian, and
French currency, hidden within the piles of Monopoly
money!
British and American air-crews
were advised, before taking off on their first mission,
how to identify a 'rigged' Monopoly set by means of a
tiny red dot, one cleverly rigged to look like an
ordinary printing glitch, located in the corner of the
Free Parking square!
Of the estimated
35,000 Allied POWS who successfully escaped, an
estimated one-third were aided in their flight by the
rigged Monopoly sets. Everyone who did so was sworn to
secrecy Indefinitely, since the British Government might
want to use this highly successful use in still another,
future war.
The story wasn't de-classified until
2007, when the surviving craftsmen from Waddington's, as
well as the firm itself, were finally honoured in a public
ceremony.
At any rate, it's always nice when you can play that
"Get Out of Jail Free" card!
P.S. Florence's daughter-in-law offered
this...
I couldn’t find anything in Snopes.
I would think Dad would have mentioned it over the
course of the years when we were playing Monopoly and he
never did. Maybe he just wasn’t told about
it. He was never in Germany,
always in the south Pacific. And maybe only
British soldiers were told about it. It seems
questionable, but there are so many other sites about it
that I tend to think it’s for
real.
I found a site from Mental
Floss which tells about this.
They say they’re a magazine for intellectual
esoteric. I found another one too. It tells
about lots of silk
maps and
prisoners even printing their
own. And this one gives lots of other
links too which seem
reasonable. Apparently it was on CNN, they’re
fairly reputable. And here’s another that looks
interesting. It says it was British and American air
crews who were told
about this.
Hope this
helps.
Dianne
|
|
A chuckle or
two...
|
|
Politics ~ Thanks to Ms. Linda Jo
Bruton
I was so
depressed last night thinking about the up coming
election, I called Lifeline.

Got a call center in
Pakistan.
I told them I was suicidal.
They got all excited and asked if I could
drive a truck.
|
|
The New
Supermarket ~ Thanks to Mr. Richard
DeBiaso
A new
supermarket opened near my house. It has an automatic
water mister to keep the produce fresh. Just before it
goes on, you hear the sound of distant thunder and the
smell of fresh rain.
When you pass the milk cases, you hear
cows mooing and you experience the scent of fresh mown
hay. In the meat
department there is the aroma of charcoal grilled steaks
with onions.
When you
approach the egg case, you hear hens cluck and cackle,
and the air is filled with the pleasing aroma of bacon
and eggs frying.
The bread
department features the tantalizing smell of fresh baked
bread and cookies.
I don't buy
toilet paper there any
more.
|
|
Asian Reaction to the U.S. Financial Crisis ~
Thanks to Mr. Jim Knudsen
Following
the financial crisis on Wall Street, uncertainty has hit
the banking sector in Japan . In the last seven days
Origami Bank has folded, Sumo Bank has gone belly up and
Bonsai Bank announced plans to cut some of its branches.
Yesterday, it was announced that Karaoke Bank is
up for sale and will likely go for a song, while today
shares in Kamikaze Bank were suspended after they
nose-dived. While Samurai Bank is soldiering on
following sharp cutbacks, Ninja Bank is reported to have
taken a hit, but they remain in the black.
A spokesman for Haiku
Holdings was lost for words over the financial crisis,
while according to rumors Nippon Bank was starting to
feel the pinch. Furthermore, 500 staff at Karate Bank
got the chop and analysts report that there is something
fishy going on at Sushi Bank where it is feared staff
may get a raw deal.
Meanwhile Geisha Bank has
bowed to the inevitable and shut. One trader lamented:
"It's all gone to Shiitake.
|
|
Dog
act ~ Thanks to Ms.
Linda Bruton
Kate and Gin, a real treat to
see. Even Simon Cowell was
impressed.
Canine
Freestyle
|
Politicians ~ Thanks to Mr.
Richard DeBiaso
A busload
of politicians were driving down a country road when all
of a sudden the bus ran off the road and crashed into a
tree in an old farmer's field. The old farmer, after
seeing what had happened, went over to investigate. He
then proceeded to dig a hole to bury the
politicians.
A few days
later the local sheriff came out, saw the crashed bus,
and asked the old farmer where all the politicians had
gone.
The old farmer
said he had buried them.
The sheriff
asked the old farmer, "Were they all dead?"
The old farmer
replied, "Well, some of them said they weren't, but you
know how them
scoundrels lie."
|
|
Wanda Sykes ~ Thanks to Mr. Jim
Knudsen
Wanda Sykes take on the bail out on Jay
Leno's show
Very funny, but
true!
|
Cars of the 50's and
60's ~ Thanks to Mr. Jim Ward and Mr. Dan
Klimek
If you are old
enough to remember the cars and the music I know you
will enjoy this. You will probably see cars you or
your folks owned (or for some of you, and you know who
your are, cars you might have stolen -- I mean
borrowed for a joy ride).
If you are too young to have lived the 50'
and 60's, I'm really sorry. They were like nothing
you could ever imagine. I think you will still
enjoy this presentation.
Enjoy! Jim
Someone did an awesome job
putting this together. (Turn
up your sound).
Cars
of the 50's and 60's
|
|
AARP Eye Chart ~ Thanks to Mr. Jim
Knudsen
How to be cruel to old
guys:
AARP
Eye Chart

|
|
Seniors Halloween ~ Thanks to Ms.
Florence Pierson
You know
you are too old to Trick or Treat when:
10. You
get winded from knocking on the door.
9. You have
to have another kid chew the candy for you.
8.
You ask for high fiber candy only.
7. When
someone drops a candy bar in your bag, you lose your
balance and fall over.
6. People say: "Great
Boris Karloff Mask," and you're not wearing a
mask.
5. When the door opens you yell, "Trick
or..." and can't remember the rest.
4. By the end
of the night, you have a bag full of restraining
orders.
3. You have to carefully choose a costume
that won't dislodge your hairpiece.
2. You're the
only Power Ranger in the neighborhood with a
walker.
And the number one reason Seniors should
not go Trick Or Treating...
1. You keep having to
go home to pee.
|
|
Digital TV ~ Thanks to Ms. Merrilee
DeBiaso
Forget
it, old people. No more TV in 2009.
Get
Ready for Digital TV Hilarious!
|
|
Worth a thousand
words...
|
|
A paternal dog has
adopted an abandoned baby goat as his surrogate
child. Billy the boxer has become the constant
companion of the 12-day old kid called Lilly. He sleeps
with the goat, licks her clean, and protects her from
any dangers at Pennywell Farm wildlife centre
atBuckfastleigh, near Totnes, Devon.
Billy and
Lilly have formed a close bond
The kid was
abandoned by her mother when she was only a few hours
old and adopted by paternal Billy when his owner
Elizabeth Tozer began hand rearing the
goat. Elizabeth said: "Lilly follows Billy around
which is really quite amusing to watch and Billy sleeps
with the goat and cleans her mouth after she
feeds."
Billy the boxer protects his little
kid. Lilly was the smallest of a litter of three
kids and her mother abandoned her because she could only
care for the two stronger ones. The pair have attracted
quite a crowd at the animal centre and the staff are
keen to see how their relationship will
develop.



|
|
Before we say so
long...
|
|
Before you go, remember your comments,
suggestions, and contributions are welcome. When
you come across something funny or informative
and in good taste, please send it along. I
would love to include it with your name and
our thanks.
Be sure to tell
your friends about Coffee Break. And if you have
time, explore the other sections of our web
site.
I leave you to
ponder these words a good
friend shared with me:
"The happiest of people don't necessarily have
the best of everything; they just make the best of
everything that comes along their way."
Carry that
thought with you as you tackle the rest of your
week.
For information
on buying or selling in the bay area,
please call me at 510-429-4800 or send me a
note on the Contact Joanne form.
~ Joanne
Joanne L.
Gardiner, Broker, e-PRO Realtor
Advantage Realty Advantage Mortgage
Associates 3205 Whipple Road - Union City, California
94587
(510)
429-4800
San Francisco Bay
Area San Francisco East Bay Real
Estate

Our primary realty
service areas in the San
Francisco Bay Area: Hayward, Castro
Valley, Fremont, Newark, Niles, San
Leandro, San Lorenzo, San Ramon, Sunol,
Oakland, Foster City, Burlingame, and San
Mateo.
The
types of real estate in which we specialize
are: single family homes, detached homes, attached
homes, duets, condominiums, townhomes, garden
homes, PUDs, manufactured homes, mobile
homes, income property, investment property,
tri-plexes, four-plexes, apartment
property, and special use properties such as
churches for
sale. | |